Refer & Earn

Share a Didi. Earn rewards.

Your friend or family member gets access to dignified credit. You get cash rewards for every successful referral. Win-win.

For every successful referral, you earn

₹500

Paid directly to your bank account via UPI, the moment your friend's first loan is disbursed and repaid on time.

Start Referring

How it works

Three steps. That's all.

Get your unique referral link from the app. Share via WhatsApp, SMS, or social media.

Your friend signs up using your code, completes KYC, and gets their first loan approved.

Once your friend repays the first loan on time, ₹500 lands in your account. They get a discount on their next loan.

Get started

Enter your registered mobile number. We'll generate your unique referral code instantly.

The referral reward is paid only after your friend's first loan is fully repaid on time.
Both the referrer and the referee must be Indian residents with a valid Aadhaar and PAN.
Rewards are paid via UPI to the referrer's registered bank account, typically within 5 working days of the first repayment.
There's no limit on how many people you can refer. Refer 10, earn ₹5,000. Refer 100, earn ₹50,000.
LoanDidi reserves the right to modify the programme structure with advance notice. Fraudulent or self-referrals will be flagged and disqualified.

Apply for your first loan today. Then start referring and earning.

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