Up to ₹ 2 lakh · interest from 1% per month.
A mobile loan lets you buy the phone you need — for work, study, or staying connected — and pay for it in small, manageable instalments instead of all at once.
A new smartphone for work
A replacement for a broken phone
A device for online study
A phone for a family member
Accessories and repairs
Loan amount
Up to ₹2 lakh
Interest
From 1% per month
Processing fee
From 2% (one-time)
Age
18 years & above
Indian resident, aged 18 or above.
A steady source of income — salaried, self-employed, or gig.
A valid PAN and a bank account in your name.
First-time and thin-file borrowers are welcome.
PAN card (identity proof).
Aadhaar or another address proof.
Recent bank statement (often verified via Account Aggregator).
Income proof, where applicable.
Yes. The funds reach your account as a personal loan, so you can buy any handset from any store, online or offline.
No. Store EMI ties you to one retailer and device; this loan is flexible — you choose where and what to buy, and repay in instalments.
Loans go up to Rs 2 lakh but focus on small everyday amounts, which suits most phone purchases. The sanctioned amount depends on your eligibility.
Typically yes — basic identity, address, and income documents such as Aadhaar, PAN, and bank statements. The exact list is confirmed while applying.
No surprises. No fine print. Move the sliders and see your repayment plan.
How we calculate: Interest is calculated at a monthly rate applicable to the borrower's risk profile, pro-rated over the loan period and shown as equal monthly instalments, plus a one-time processing fee. This is an indicative estimate only — final tenure, rate and charges depend on your credit profile and our partner NBFC's policy.
The all-purpose loan up to ₹2 lakh for any genuine need.
For a hospital bill or urgent health expense that can't wait.
For a trip home, a family event, or a long-planned holiday.
Cover a function or wedding expense with dignity.
Exam, semester, or coaching fees — so learning never pauses.
An appliance or gadget for the home, paid in easy instalments.
Bridge the down-payment for your new two-wheeler.
Celebrate the season without straining the month's budget.
Cover a rent gap or a new-home security deposit.
Smooth out a heavy utility or recurring bill this month.
Apply in minutes, or call us free — a real person will help you decide.