Up to ₹ 2 lakh · interest from 14% p.a.
A festival loan is a small personal loan to help you celebrate the season — Diwali, Eid, a local festival — without straining the month's budget.
Festival shopping and gifts
Sweets and celebrations
New clothes for the family
Home decoration
Travel to be with family
Loan amount
Up to ₹2 lakh
Interest
From 14% p.a.
Processing fee
From 2% (one-time)
Age
18 years & above
Indian resident, aged 18 or above.
A steady source of income — salaried, self-employed, or gig.
A valid PAN and a bank account in your name.
First-time and thin-file borrowers are welcome.
PAN card (identity proof).
Aadhaar or another address proof.
Recent bank statement (often verified via Account Aggregator).
Income proof, where applicable.
It's a personal loan used for festival spending — shopping, gifts, travel, or gatherings. The product and process are the same; the use case is seasonal.
Once the Lender approves, funds usually reach your account quickly on a working day. Applying a few days ahead of the festival is sensible to allow for verification.
Charges depend on the Lender's policy and are disclosed before you accept the loan. Always review the schedule of charges shared with your offer.
Typically identity, address, and income proof such as Aadhaar, PAN, and recent bank statements. The exact list is confirmed during the application.
Illustrative example for a ₹50,000 loan repaid over 12 months at an interest rate of 14% p.a. with a processing fee of 2%. Your own interest rate, processing fee and other charges are set on a risk-graded basis by our RBI-regulated NBFC partner, Collocate Merchants Private Limited (RBI Certificate of Registration No. B-05.05188), and vary with your credit profile, loan amount and tenure. Every charge that applies to your loan is set out in full in the Key Fact Statement, which you receive before you accept any loan.
All fees and charges are communicated to you upfront in the Key Fact Statement before you accept a loan. Loans are sanctioned and disbursed by Collocate Merchants Private Limited; approval is at the sole discretion of the partner NBFC.
No surprises. No fine print. Move the sliders and see your repayment plan.
How we calculate: Your instalment is worked out on the loan amount, the annual interest rate applicable to your risk profile and the number of months you choose, with interest charged only on the amount still outstanding. A one-time processing fee applies separately. This is an indicative estimate only — your final tenure, rate and charges depend on your credit profile and our partner NBFC’s policy, and are set out in full in the Key Fact Statement before you accept any loan.
The all-purpose loan up to ₹2 lakh for any genuine need.
For a hospital bill or urgent health expense that can't wait.
Buy the phone you need for work or study, repaid over time.
For a trip home, a family event, or a long-planned holiday.
Cover a function or wedding expense with dignity.
Exam, semester, or coaching fees — so learning never pauses.
An appliance or gadget for the home, paid in easy instalments.
Bridge the down-payment for your new two-wheeler.
Cover a rent gap or a new-home security deposit.
Smooth out a heavy utility or recurring bill this month.
Apply in minutes, or call us free — a real person will help you decide.