Up to ₹ 2 lakh · interest from 14% p.a.
When a hospital bill in Surat can't wait, LoanDidi helps you cover it without delay. A medical loan is a small, unsecured personal loan you can use to cover an unexpected health expense — without dipping into your savings or waiting on an insurance reimbursement.
Surat, the diamond and textile capital of India, sits on the Tapi river and runs one of the country's most enterprising small-business economies. Its workforce is young, self-employed, and famously hard-working.
When a medical emergency strikes, the last thing a family in Surat should worry about is arranging cash. A LoanDidi medical loan of up to ₹2 lakh reaches your bank account fast — for hospital bills, tests, surgery, or medicines — with no collateral and minimal paperwork.
Borrowers apply from across the city — Adajan, Vesu, Katargam, Varachha, Athwa, Piplod, City Light, Udhna, Pal, Rander, and Dindoli — and everywhere in between.
Nearby: Medical Loan in Ahmedabad
Hospital and treatment bills
Diagnostic tests and scans
Surgery or a planned procedure
Medicines and follow-up care
Emergency cash for a family member
Loan amount
Up to ₹2 lakh
Interest
From 14% p.a.
Processing fee
From 2% (one-time)
Age
18 years & above
Indian resident, aged 18 or above.
A steady source of income — salaried, self-employed, or gig.
A valid PAN and a bank account in your name.
First-time and thin-file borrowers are welcome.
PAN card (identity proof).
Aadhaar or another address proof.
Recent bank statement (often verified via Account Aggregator).
Income proof, where applicable.
Illustrative example for a ₹50,000 loan repaid over 12 months at an interest rate of 14% p.a. with a processing fee of 2%. Your own interest rate, processing fee and other charges are set on a risk-graded basis by our RBI-regulated NBFC partner, Collocate Merchants Private Limited (RBI Certificate of Registration No. B-05.05188), and vary with your credit profile, loan amount and tenure. Every charge that applies to your loan is set out in full in the Key Fact Statement, which you receive before you accept any loan.
All fees and charges are communicated to you upfront in the Key Fact Statement before you accept a loan. Loans are sanctioned and disbursed by Collocate Merchants Private Limited; approval is at the sole discretion of the partner NBFC.
No surprises. No fine print. Move the sliders and see your repayment plan.
How we calculate: Your instalment is worked out on the loan amount, the annual interest rate applicable to your risk profile and the number of months you choose, with interest charged only on the amount still outstanding. A one-time processing fee applies separately. This is an indicative estimate only — your final tenure, rate and charges depend on your credit profile and our partner NBFC’s policy, and are set out in full in the Key Fact Statement before you accept any loan.
The all-purpose loan up to ₹2 lakh for any genuine need.
Buy the phone you need for work or study, repaid over time.
For a trip home, a family event, or a long-planned holiday.
Cover a function or wedding expense with dignity.
Exam, semester, or coaching fees — so learning never pauses.
An appliance or gadget for the home, paid in easy instalments.
Bridge the down-payment for your new two-wheeler.
Celebrate the season without straining the month's budget.
Cover a rent gap or a new-home security deposit.
Smooth out a heavy utility or recurring bill this month.
Apply in minutes, or call us free — a real person will help you decide.