Up to ₹ 2 lakh · interest from 14% p.a.
Bring home the appliance or gadget you need in Bangalore, paid in easy instalments. A consumer durable loan helps you buy a household appliance or gadget — a fridge, washing machine, TV, or laptop — and pay for it in easy instalments.
Bengaluru, India's Silicon Valley, runs from the tech corridors of Whitefield and Electronic City to the leafy older neighbourhoods around MG Road and Jayanagar. It is the country's startup and IT capital, with a young, mobile workforce.
Whether it's a fridge, a washing machine, or a laptop for work, a LoanDidi consumer durable loan helps Bangalore households bring home what they need today and pay for it in easy instalments.
Borrowers apply from across the city — Whitefield, Koramangala, Indiranagar, HSR Layout, Electronic City, Marathahalli, Jayanagar, BTM Layout, Hebbal, Yelahanka, and Bannerghatta Road — and everywhere in between.
Nearby: Consumer Durable Loan in Chennai
Suppose a delivery rider in HSR Layout whose refrigerator fails in peak summer. Replacing it at once is hard on one month's budget. A LoanDidi consumer durable loan turns that big one-time cost into small instalments, so daily life in Bangalore keeps running.
Yes. The funds are a personal loan, so you can purchase a fridge, washing machine, TV, laptop, or similar from any seller in Bangalore.
You repay in equal monthly instalments over the chosen tenure. The calculator on this page gives you an indicative monthly figure before applying.
No. Unlike store EMI tied to one retailer, this loan goes to your account, so you can shop wherever you like.
Up to ₹2 lakh, focused on smaller everyday amounts. The sanctioned figure depends on the Lender's evaluation of your eligibility.
A refrigerator or washing machine
A television or air conditioner
A laptop or tablet
A kitchen appliance
Home electronics
Loan amount
Up to ₹2 lakh
Interest
From 14% p.a.
Processing fee
From 2% (one-time)
Age
18 years & above
Indian resident, aged 18 or above.
A steady source of income — salaried, self-employed, or gig.
A valid PAN and a bank account in your name.
First-time and thin-file borrowers are welcome.
PAN card (identity proof).
Aadhaar or another address proof.
Recent bank statement (often verified via Account Aggregator).
Income proof, where applicable.
Illustrative example for a ₹50,000 loan repaid over 12 months at an interest rate of 14% p.a. with a processing fee of 2%. Your own interest rate, processing fee and other charges are set on a risk-graded basis by our RBI-regulated NBFC partner, Collocate Merchants Private Limited (RBI Certificate of Registration No. B-05.05188), and vary with your credit profile, loan amount and tenure. Every charge that applies to your loan is set out in full in the Key Fact Statement, which you receive before you accept any loan.
All fees and charges are communicated to you upfront in the Key Fact Statement before you accept a loan. Loans are sanctioned and disbursed by Collocate Merchants Private Limited; approval is at the sole discretion of the partner NBFC.
No surprises. No fine print. Move the sliders and see your repayment plan.
How we calculate: Your instalment is worked out on the loan amount, the annual interest rate applicable to your risk profile and the number of months you choose, with interest charged only on the amount still outstanding. A one-time processing fee applies separately. This is an indicative estimate only — your final tenure, rate and charges depend on your credit profile and our partner NBFC’s policy, and are set out in full in the Key Fact Statement before you accept any loan.
The all-purpose loan up to ₹2 lakh for any genuine need.
For a hospital bill or urgent health expense that can't wait.
Buy the phone you need for work or study, repaid over time.
For a trip home, a family event, or a long-planned holiday.
Cover a function or wedding expense with dignity.
Exam, semester, or coaching fees — so learning never pauses.
Bridge the down-payment for your new two-wheeler.
Celebrate the season without straining the month's budget.
Cover a rent gap or a new-home security deposit.
Smooth out a heavy utility or recurring bill this month.
Apply in minutes, or call us free — a real person will help you decide.